Important Pf Free Healthcare Essay Sample

Important Pf Free Healthcare Essay SampleWhen applying for medical insurance, it is very important to understand what you are applying for and when you are applying for it. Knowing what you are applying for and when you are applying, can help you get the best insurance for your needs and help save money by not wasting time trying to figure out what you need from the insurance company.The first step in getting the right health insurance is to fill out an application for Pf. Even if you have a lot of credit card debt, filling out the form for Pf could save you a lot of time.Do not get frustrated by taking more than an hour to fill out the application for Pf. It will take you less than 10 minutes to complete this application form. Save time by getting your information right now.Once you have submitted your Pf application, call your Pf representative and make sure they received it. If they do not, ask them to check their files to make sure they have received your form. It is important th at you are able to access your application immediately after it is completed. Not having it when you need it can cost you a lot of money.The representative can then process your application. A Pf representative can apply for a discount to reduce your premiums, deny your application, or find another way to keep you from obtaining a benefit from the insurance.Don't hesitate to contact the company and ask about the special offers that are available. They might offer you a better deal. Of course, you have to try to get any special offers if you can, but most often they are worth it.Ask if they have any programs for seniors or people withpre-existing conditions. Usually, they do offer special offers for them, but not always. In fact, many health insurance companies have special programs for senior citizens, but not all of them offer these special offers.Many companies do offer special offers for their customers that qualify for Pf. Many of them do have special offers for a while, but som etimes the offers will expire. Be sure to ask if you qualify for the special offers, as well as any other special offers.

A Moment Of Silence In Schools Essays - Prayer, School Prayer

A Moment Of Silence In Schools Essays - Prayer, School Prayer A 'Moment of Silence' in Schools In 1962 the Supreme Court decided that public schools did not have the power to authorize school prayer. This decision made public school in the U.S. more atheistic than many European nations. For example, crosses still hang on the classroom walls in Poland, and the Ten Commandments are displayed in Hungary. There are prayers held at the beginning of legislative and judicial sessions and every President has mentioned a divine power in his inaugural speech. In keeping with a spirit of religious freedom as stated in the First Amendment, there is no reason why students should not be allowed to have a moment of silence during the school day when they can pray or do as they choose. The case Engel v. Vitale in 1962 decided that school prayer is unconstitutional. With this case, it was pointed out that the students were to "voluntarily" recite the following prayer: "Almighty God, we acknowledge our dependence upon Thee, and we beg Thy blessings upon us, our parents, our teachers, and our country." The court ruled that this rule was unconstitutional according to the First Amendment's "establishment clause," which states "Congress shall make no law respecting an establishment of religion." In response to the Engel v. Vitale case some schools adopted a "moment of silence." In 1963, another case was brought before the court dealing with school prayer, Abington School District v. Schempp. The Schempp family challenged a law in Pennsylvania requiring the students to say ten verses of the Bible before school. These readings from the Bible were declared unconstitutional. Members of the board felt reading the Bible would give the children more moral values. The Schempp family strongly disagreed. Members of Congress attempted to find a compromise. From this effort came the adoption of the moment of silence, which is guaranteed by the First Amendment's "Free Exercise" clause. Six states now permit silent moments Georgia, Virginia, Maryland, Mississippi, Tennessee, and Alabama. Silent prayer was ruled constitutional in 1985 as long as it had no religious intent or purpose. (Newsweek, October 3, 1994) Prayer has been banned in schools for thirty-three years. The moment of silence has been ruled constitutional, however. Every student fills a moment of silence in a different way: through song, a prayer, or a memory. - References Newsweek, October 3, 1994, vol. 124. U.S. News and World Report, December 5, 1995 Vol. 117, No. 22, pg. 8-9. The Case of Engel v. Vitale 370 U.S. 421 1962, p. 118-119. Abington School District v. Schempp 374 U.S. 203; 83 S. Ct. 1560; 10 L. Ed. 2d 844 1963, pg. 529-530.